I’m slammed for getting universal credit when my husband works full-time – I’m a mum-of-4 and we just about survive

A MUM has hit back at trolls who claim she shouldn't get universal credit if her husband works full-time.

Nicole Austin took to social media to hit back at meanies - adding that the £1,200 monthly payment she gets barely keeps them afloat.

"I'm so sick of people telling us 'There's no way you get UC if your husband actually works,'" Nicole said.

In the clip, Nicole responded to a comment which read: "How can you be in UC when he works full-time, they wouldn't even acknowledge you because you're together."

Fed up with the judgement, she said: "People aren’t seeming to actually understand how income works nowadays and how Universal Credit works and benefits and things like that."

Nicole revealed that her husband does work full-time as a team leader in retail, however, the rent in their area is so expensive it doesn't cover their outgoings.

She added that he brings home around £1,500 a month and also takes overtime when it's on offer - but that's the general salary for people in their area.

"That's not enough to support a family," she continued.

"Nowhere near. We then get UC on top of that.

"Now we get around £1,200 a month, UC, but again, because of where we live and because of the cost of living and things like that, it doesn't touch the sides."

The mum-of-four said they're able to survive on the income but the only luxury they get is a membership which allows the kids to partake in after-school activities such as swimming lessons, which was something she wasn't willing to give up.

Nicole also hit back at those who would tell her to make more room in her budget, adding that neither of them owns a car because living expenses are so high.

"We just about survive, every person is entitled to UC if their earnings are low enough," she explained.

She added that they can claim for two of their children, but are unable to for the others.

"So we claim what we can. We're not fraudulent," the mum said.

"We don't, we're not lying.

"We get UC because our income is not enough.

"I hope that clears it up for everyone."