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SUN seekers are eagerly anticipating the government's list of Covid-secure travel destinations so they can finally book a holiday - but how can you protect your cash if you want to go on a summer jolly?

International travel is currently banned until May 17 but with warmer months ahead, many Brits want to start planning their getaways.

Brits have been advised to hold-off on summer holiday bookings
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Brits have been advised to hold-off on summer holiday bookingsCredit: Alamy

Transport Secretary Grant Shapps is due to announce a traffic light system this evening that will show holidaymakers where is safe to book a trip abroad.

Travellers coming back from "green" countries won't have to quarantine as long as they have a negative Covid test when they return to the UK.

You will need to quarantine at home for 10 days if you have holiday in an "amber" country but this may be reduced to five if you have a negative Covid test.

Those travelling to "red" countries will be required to do a 10-day stay in managed hotel quarantine that costs £1,750 per person.

Are staycations allowed?

SELF-CATERED holidays, including in caravans and holiday lets, restarted in England from April 12 as long as it is with your own household.

Hotels and mixed-group holidays will be able to resume from May 17, but only for two households, or more than two households with the rule of six.

From June 21, three households will be able to go away together even if it is more than the rule of six - as they hope to lift all the rules by then.

Israel, Malta and Gibraltar are expected to be put on the green list, which has caused prices for travel to these destinations to rocket in the past 12 hours.

The list is likely to be reviewed regularly so it it is important to check the booking policies of any flights and accommodation in case you have to cancel or rearrange your plans.

Also check your destination as they may have their own vaccine and testing rules.

More than 17million people have had their first vaccine jab in the UK with plans for the entire country to be fully vaccinated by the end of August.

What are the refund policies for airlines?

BELOW we round up the refund and rebooking policies of some of the biggest airlines.

British Airways

If your flight has been cancelled, you can choose to get either a cash or voucher refund, or Avios points.

British Airways has also waived its fee to change bookings.

If you want to cancel your flights, you can claim a voucher to the value of your booking, which will be valid until April 30, 2023.

EasyJet

If EasyJet cancels your holiday, you’ll receive a full refund back to your original method of payment.

But if you cancel your trip yourself, EasyJet's terms and conditions state you won't get the money back.

The only exception is if you cancel within 24 hours of booking, which means you'll get a full refund minus the cancellation fee.

If you want to change your booking, you can do so at no extra cost (apart from the fare difference) up to 14 days before departure.

Ryanair

Ryanair offers vouchers equal to the cost of the cancelled flights, and these are valid for 12 months.

If you'd prefer the money back, you don't have to accept a credit note and can request a cash refund instead on .

Sadly, Ryanair says customers can't get a refund if the flight is operational and isn't delayed by more than two hours.

Instead, you may want to consider changing your flight to a later date by using Ryanair's free rebooking policy.

The flight change fee has been dropped for all new bookings made after June 10, 2020 but before March 31, 2021, for travel before October 31.

Just keep in mind you must change your flights at least seven days before the original scheduled departure date to avoid rebooking fees.

If you do, remember you must also pay the fare difference if your new ticket is more expensive.

Airlines had to ground and cancel flights at the start of the coronavirus outbreak in March last year but the government ran travel corridors during the summer that allowed holidays in countries with low rates.

Many families and individuals may have been looking forward to similar this year after several months of lockdowns, social restrictions and home schooling.

It can often be cheaper to book a holiday several months in advance and workers will also need to arrange time-off.

Travel companies and airlines are still selling deals and flights abroad for those willing to take the risk that their holiday may not happen.

Consumer law states that airlines must give a full cash refund or voucher if your flight is cancelled.

This also applies to travel package providers.

But some providers are offering extra flexibility to encourage bookings.

Here are the best flexible policies that will let you book a much-needed break and rearrange or cancel if restrictions do remain place.

Tui

TUI has launched £20 Covid test packages for Brits returning from green list countries this summer as well as a £50 amber package.

Sun seekers can book a summer holiday through Tui and change their booking for free up until 14 days before departure during June, July and August.

You can alter a booking up to one day before for free if your destination moves from the green to amber list.

There is also no cost to change a booking if you are unable to travel such as if you catch coronavirus, have to self-isolate or your destination is added to the red list.

The risks of booking a summer holiday now

SECURING a summer holiday may give you something fun to look forward to, but there are risks.

You may face a long wait to get any money back if your holiday is cancelled.

Holidaymakers last year reported having to wait months for refunds on cancelled bookings as airlines and travel companies dealt with a large backlog.

You may not find a suitable destination or time to rearrange your holiday for so could end up losing out or face the stress of regularly rebooking.

Quarantine rules are changing both in the UK and abroad on a regular basis.

You could end up booking somewhere and have to quarantine on arrival.

From February 15, anyone arriving in the UK from high risk countries has to self-isolate at one of the 16 government-mandated hotels - costing £1,750 per person.

It is unclear when this will end and if more countries will be added to the list, so it could affect your holiday and add to your costs.

You should check your travel insurance to see if you are covered such as if you need a coronavirus test when abroad.

Some travel operators such as Tui will cover Covid tests and hospital treatment aboard for travellers between May 17 and August 31.

You will still have to pay extra charges if you move to a more expensive destination but you will be refunded if it is cheaper.

Refunds are guaranteed within 14 days if Tui has to cancel your holiday.

First Choice

Holidaymakers can still book summer holidays with

First Choice is owned by Tui and bookers are covered by the same "holiday promise."

Refunds will be given within 14 days if First Choice has to cancel a holiday.

First Choice and Tui holidays automatically include "Covid Cover," which lets you amend your holiday for free if you contract Covid-19 or are required to isolate.

Changes can be made for free up until seven days before your departure if you are travelling on or before May 31 or within 14 days up to August 31.

You can make fee-free changes up until 28 days before you leave if your holiday is between September 1 and October 31.

Jet2

says customers will be refunded if it has to cancel their holiday.

If lockdown or self-isolation rules apply, customers can amend admin fee-free to a later date

Jet2 was praised last year for repaying holidaymakers quickly for cancelled bookings.

Expedia

You can book a range of package holiday deals to a range of countries through .

The cancellation policies will depend on the airline and hotels included though.

Opodo

Online travel agent is offering 40% off flight and hotel bookings.

It lists hotels with free cancellation and also offers a "flexible dates guarantee" that lets bookers amend their holiday up to 24 hours before their departure.

The rebooked flight must be within 60 days before or after the original flight time and to and from the same destination.

It also has a "cancel for any reason guarantee" that can be purchased at the time of booking.

Customers can get a refund of their booking travel costs, minus a 20% excess fee.

Hays Travel

Holiday bookings with can be amended or cancelled for free on selected holidays up to six weeks before departure.

You can see if this is available on your chosen destination at the time of booking.

Hays Travel will also refund your unused holiday money at the same rate you purchased it.

How to protect yourself if you do book a summer holiday

BOOKING a summer holiday is risky and there is no guarantee you will get to go, but there are steps you can take to protect yourself.

  • Check the terms and conditions

Read and make sure you understand the terms and conditions before paying so you are clear about if and when you can get a refund or rearrange a booking.

  • Get covered

Buy travel insurance once you have booked and check what you are covered for such as if you can't travel due to local restrictions or if there is a lockdown at your destination.

  • Pay by credit card

You can get extra protections when paying by credit card.

If you're struggling to get a refund for a cancelled trip, you may also be able to claim your money back through your credit or debit card provider.

Credit card payments between £100 and £30,000 are covered under Section 75 of the Consumer Rights Act.

To start a claim, you need to contact your credit card provider directly -  has a free tool that can help you do this.

If you booked by debit card, you may be able to claim a refund via your bank using the Chargeback scheme.

Chargeback can be used to reclaim cash for goods and services you didn't receive.

Claims apply for purchases made by debit card, or by credit card for purchases under £100, and must be done within 120 days of the transaction.

  • Small claims court

There is also an option to go through the small claims court if you have been refund or have faced a delay in getting your money back.

On The Beach customers took the holiday company to court last year due to delays in issuing refunds.

The small claims court costs between £25 and £410 for an online claim, depending on how much money you're trying to recoup.

But if you win, you should be able to claim these costs back.

If you lose, you won't get these fees back and you could end up paying some of the other side's costs too.

If your holiday is affected by coronavirus, Hays Travel said it will try to offer you alternative arrangements for a later date but if this is not possible, or you do not want to accept the alternative, then you will be entitled to a full refund.

If you have made either a hotel only or flight only booking, then the options will depend on the relevant airline.

Saga Holidays

The over-50s holiday company has already said all customers must have received the coronavirus vaccine at least 14 days before travelling on one of its holidays.

charges £20 per person for changes to a UK holiday booking and £40 for trips abroad.

There is also an option to buy flexible cover that lets you cancel a holiday due to a variety of medical conditions, including coronavirus.

Virgin Holidays

offers deals to holiday destinations across the world.

If your holiday is due to start before 30 April 2022, you can postpone your holiday to any date travelling up to the 30 April 2023 with no amendment fee.

Virgin Holidays will also let you choose a different destination but there may be fare differences.

Flight Centre

Holidaymakers booking through can make changes up to the day of departure.

Trips can be changed or cancelled with a full refund if the traffic light colour of your travel destination changes.

That means if the government moves your holiday destination from green to amber, or green or amber to red you can make changes up until the morning you are set to leave without any extra charge.

Lastminute.com

Bookings website Lastminute.com has a headline on its website stating "holiday dreams will come true."

You can search for package deals that offer flexible terms.

These will let you rearrange flights with no fees.

You can also book hotels with free cancellation.

Lastminute.com was investigated by the Competition and Markets Authority (CMA) last year after failing to pay refunds on time and missed the latest deadline.

It has been threatened with legal action by the CMA if it fails to repay the £1million it owes customers.

Read our guide on how to get a holiday refund.

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