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Try our 10-minute energy switch challenge to cut your bill by up to £250

THIS Thursday, millions of us will be feeling foolish as our energy bills soar by £100.

To make sure the April Fools Day joke isn’t on you, take our Sun Money ten-minute switch challenge and save up to £250.

Use our easy guide to switch energy supplier and save money
Use our easy guide to switch energy supplier and save money

Half the population are overpaying for gas and electricity — as a quarter of us have never switched supplier and another 25 per cent of people’s discount deals have ended.

Many are too lazy to change provider or wrongly believe they will not save money.

Customers being hit by £96 price cap increases next week can switch in minutes and beat the increase.

The average standard tariff annual bill will be around £1,138, the level of the price cap, as most suppliers ramp up prices blaming wholesale energy costs.

But the cheapest discount deal is £916, with Outfox The Market.

It can take less than ten minutes to fill out a switching form online — and you will get moved to a new supplier within four weeks or receive £30 compensation.

Also, set up autoswitch and get changed to the cheapest deal every year by a price comparison company, for free.

MoneySavingExpert’s Martin Lewis said: “The silver lining of the £96 price cap rise is that it shocks people into action.”

Beat the price rises by switching energy providers this week
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Beat the price rises by switching energy providers this weekCredit: PA:Press Association

How to do it?

PRICE-COMPARISON WEBSITE: Save big for a year via sites including Compare the Market, MoneySuperMarket and GoCompare.

AUTO-SWITCH: Save big every year as firms including Look After My Bills and Switchcraft move you to a cheap deal annually.

TALK WITH YOUR SUPPLIER: Save a little by calling to ask for a cheaper deal from your provider.

'We'll do it again next year'

Jason Swinburn switched provider in just 12 minutes
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Jason Swinburn switched provider in just 12 minutesCredit: Jake McPherson SWNS

LUCY and Jason Swinburn know about shopping around for bargains – as they both work for high street retailers.

The couple, from Swindon, took 12 minutes to save £200 on their gas and electricity using Uswitch to change from Sainsbury’s Energy to an EDF deal for £1,591.

Lucy, 37, who has a six-year-old boy and a three-year-old girl, with Jason, 44, said: “It was so simple as the website remembers our energy use from previous switches – and will remind us to switch next year.”

'Should've done it ages ago'

Chris Pillings took only 10 minutes to switch energy supplier
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Chris Pillings took only 10 minutes to switch energy supplierCredit: The Sun

DAD Chris Pillings had not switched energy supplier for six years – but will now save £122 after ten minutes of work.

Accountant Chris and wife Rachel, a banking officer, who have two children, used CompareTheMarket, to move from Shell Energy’s £1,136-a-year price to Together Energy’s Green Together 25 £1,014 deal.

Chris, 41, from South London, said: “We should have switched years ago. We were paying far too much with Shell Energy after they took over our previous supplier Green Star Energy.”

'We blamed lockdown'

Max Veltman changed energy supplier in 17 minutes
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Max Veltman changed energy supplier in 17 minutesCredit: Damien McFadden

A FAMILY of four switched energy in 17 minutes after discovering high bills were not due to lockdown – but price hikes.

Max and Sarah Veltman saved £84 with MoneySaving Expert by ditching Igloo Energy for a Green’s discounted deal at £1,111 for their three-bed semi in Birmingham.

The 39-year-old scientist, who has two kids with healthcare worker Sarah, 38, said: “We originally thought bills were up due to being at home more, not price rises. So we switched.”

'It was so quick to switch'

Kirill and Valerie Anurov saved more than £200 in just six minutes
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Kirill and Valerie Anurov saved more than £200 in just six minutesCredit: The Sun

KIRILL and Valerie Anurov took just six minutes to discover they would save £217 by going green.

The Londoners, who had been with British Gas for 18 months, will cash in by leaving a £1,743-a-year standard tariff to join green power firm Goto Energy’s £1,526 deal.

CompareTheMarket showed them the deal for their four-bedroom house.
Accountant Kirill, 41, who has son George, four, with quantity surveyor Valerie, 36, said: “It’s so quick to switch.”

Tax claim

THE millions of us who have worked from home – even for just one day – are ­running out of time to claim up to £124 off their tax bill.

Every worker who swapped the office for the kitchen table due to Covid can bag a whole year’s working-from-home expenses for extra gas and electricity use.

It is worth £62 for lower-rate payers and £124 for higher-ratepayers.

You can claim by April 5 at

To confirm your ID, you will need details of two of these four: passport, driving licence, payslip, or info from a credit reference agency.

Don't get snapped by fake ads

Beat the scammers, by Ashley Hart, head of fraud at TSB

FACEBOOK, Instagram, Snapchat and Google need to raise their game to stop users being caught out online by convincing scams.

The big tech firms carry millions of adverts. But among them are scams, paid for by fraudsters.

Just yesterday, I reported a scam advert on Instagram, which pointed to a dodgy website I also saw in a Google advert. It’s still live. More than ever,

Fraudsters are tempting people in with purchase scams, fake profiles on social sites and investment fraud – promising high returns, freebies and discounts that don’t exist.

My team reports loads of these every week and they’re often left to sit online as traps for unsuspecting web users. Never rush in just because something looks genuine.

Teenagers are also being heavily targeted online to become “money mules”. If you have kids, warn them about the dangers.

Moving money through your bank account isn’t the risk-free gig that’s advertised.

It’s money laundering, ­carries a possible jail term and people’s lives are ­regularly ruined by going down this path.

Online platforms need to do more to stop these adverts, and to stop scammers profiting from them too. You can help.

When you spot a scam like this, report the ad – which you can usually do with a couple of clicks.

In the meantime, we will continue to campaign for these bogus adverts and online scams to be removed – to help keep us all safe from fraud online.

Cash hacks

  • GET a free Cadbury Creme Egg at Tesco – if you are a Clubcard member. It’s also valid for other small eggs or choc treats worth 50p – such as Reese’s peanut butter egg, mini eggs carton or Lindt eggs. Go to your Clubcard app for the e-coupon. You can use at a till or in an online order.
  • TRAVELODGE has two million rooms for £29 each – to celebrate the nation getting back to normal. Travelodge offers a range of rooms which includes family, double and accessible. Available dates to stay are from May 17 until January 31 next year, but you can start booking now. Visit .

Money makeover

THE impact of the pandemic has prompted Rob Copeland to focus on saving for the long-term.

The 49-year-old care officer lives with wife Suzanne in Macclesfield, Cheshire, and earns about £16,500 a year.

Rob Copeland takes on a money makeover as he tries to save for his pension
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Rob Copeland takes on a money makeover as he tries to save for his pension

He says: “It’s been a really challenging past year at work. It made me think about the future – and whether I’m on track for retirement.”

Rob has been contributing to a company pension for about five years.

He wants to retire when he is 67. He hopes this will provide about £1,200 a month in income, but doesn’t know how much is in the pot at present.

His company pays about 5 per cent of his salary into the pension, and he contributes 3 per cent on top.

“But there might be more paid in by the company over time,” he says. “I never paid into a company pension in previous jobs.”

Previously, Rob was self-employed and worked for a wholesale company, where he was not able to access the pension scheme.

He does, however, pay £200 a month into a private pension with Aviva in a medium-risk portfolio, which is currently worth about £120,000.

“I got some pension projections for what this will provide from age 55 – and it’s only about £2,000 a year,” he says.

But he plans to leave this to grow for as long as possible. Rob says he’d be happy with less than he’s currently earning during retirement.

He expects to receive the full state pension, which will form a basic income.
He owns a property outright with his wife, worth about £260,000.

ANSWER, from Sarah Coles, personal financial expert at Hargreaves Lansdowne

IT is sensible of Rob to take stock of where he stands.This does not just mean checking what’s in each pension pot – although that’s an excellent start.

It also means considering when he wants to finish work, and where he wants to live in retirement.

This is a conversation he should have with his wife, so he can consider both their incomes.

If he wants to retire at his state pension age of 67, it seems he’s on track, assuming he needs an income of £15,000 before tax.

The full state pension is worth just over £9,000. His £120,000 pension projection of £2,000 a year seems low.

But it may be based on him taking a large cash lump sum from his pension, or early retirement, for example.

A rough rule of thumb to calculate how much a private pension could produce in income is around 4 per cent. This is £4,800 a year in his case.

If he continues paying the same percentage of ­salary into his workplace pension and retires at age 67, this should generate over £1,200 a year in retirement.

Together with his ­private pension he should hit his target. However, if he plans to retire before the age of 67, he’ll need to set more aside.

He’ll also need more if he wants to take a large lump sum out. But if he intends to downsize to a smaller property, this may help close the gap.

READ MORE SUN STORIES

Maddy Tooke, coupon queen

Maddy Tooke offers her top freebie tips and bargains
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Maddy Tooke offers her top freebie tips and bargainsCredit: John McLellan

MY top five freebies this week:

  • Colouring calendar from Hobbycraft. Download at
  • New Topcashback customers get £10 to spend at Hotel Chocolat. Sign up at by April 4.
  • Four months of Apple Music, individual or family plan, from Groupon. Sign up at and redeem within 30 days. Remember to cancel before the trial ends or you will be charged the subscription fee.
  • Mock driving theory test online from DVSA. Find out more at .
  • Bike health check at Halfords. Book yours in at .

Top 10 deals

  • Get 25 per cent off Reebok orders. Get your code at . Discount available until April 30.
  • Save 30 per cent on McDonald’s app orders. Download the app and register your email. Ends April 6. One per person. See .
  • Get an extra 20 per cent off Archive products at Ted Baker. Use code ARCHIVE20 at the checkout by April 26. See .
  • Get 20 per cent off bridesmaid and prom dress orders at Coast. Use code OCCASION by April 2. See .
  • Save 20 per cent on Craghoppers jackets and fleeces with code OUTER20. Offer expires tomorrow, so be quick. Go to .
  • Get an extra 20 per cent off warehouse clearance lines at Get The Label with code VCLU20. Ends Wednesday. See .
  • Get ready for swimming pools reopening with £10 off when you spend £65 at Speedo. Use code VC10OFF65. See .
  • Save £20 on Buyagift orders over £69 with code SPRING. Expires May 2. See .
  • Get 15 per cent off at Converse. See . Offer ends Wednesday.
  • Save up to 40 per cent on selected Lancome gift sets. Use code SETS. Ends Monday. See .
Man shares easy tips to keep your home warm WITHOUT turning up the heating - and they're all completely FREE

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