Earn cashback on your Christmas to help pay next year’s big day with these tips

IT is very tempting to splash the cash at Christmas.

But don’t let the ghost of festive debt haunt you into next year.

Instead, here is how you can earn welcome cashback on your shopping to help pay for next year’s big day.

CYBER SAVER: Sign up to the topcashback.co.uk and quidco. com sites to earn money on everything from groceries to gadgets. Just click through their links to your favourite brands then shop as normal.

SAVE: £345 (what TopCashback users typically make in a year)

CARD TRICKS: American Express’s Platinum Cashback Everyday credit card pays five per cent on your first three months’ spending, up to a maximum of £100. Then it pays 0.5 per cent up to £10,000 and one per cent over that. But you have to spend a minimum of £3,000 a year in order to earn anything at all, so put as much of your shopping as possible on the card. You must set up a direct debit to pay back everything you spend each month, or you will wipe out your earnings with interest charges.