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Major supermarket eyes selling banking business – what it means for customers

A MAJOR supermarket is considering selling its banking business.

Tesco is to review the future of its banking arm - Tesco Bank - according to Sky News.

Tesco is considering selling its banking bussiness
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Tesco is considering selling its banking bussinessCredit: PA:Press Association

Insiders told the news outlet that the review was in its early stages and that it "may not lead to a formal sale process".

It is estimated that Tesco Bank could be worth more than £1billion, according to reports.

The move would affect around 5.2million credit cards, loans and insurance customers. 

The Sun has contacted Tesco for comment.

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Tesco Bank offers a range of range of personal banking and insurance products, including personal loans, credit cards, car insurance and pet insurance.

It currently employs around 3,800 people, according to Sky.

The lender stopped offering mortgages through its bank in 2019 after seven years.

It's 23,000 mortgage loans were sold to Lloyds Banking Group, which Halifax is part of, for around £3.8billion.

What the potential sale of Tesco Bank could mean for your money

As with other UK banks, customers of Tesco Bank are protected by the Financial Services Compensation Scheme (FSCS), meaning a maximum of £85,000 per person is protected if the bank goes bust.

A sale wouldn't happen overnight and the regulator would monitor the situation closely.

In the short term, it is likely customers wouldn't notice much change.

When Co-op Bank put itself up for sale in 2017, there was no immediate impact on the products and services.

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