Martin Lewis issues warning about ‘rapidly-approaching’ deadline to claim £10,000s in owed cash – are you eligible?
MARTIN Lewis is urging households not to miss a looming deadline to claim tens of thousands of pounds in owed cash.
It's estimated that more than 21,000 bereaved households previously denied support can now claim bereavement support.
It means cohabiting parents with dependent children are entitled to support if one of them passes away.
Previously they were excluded from the help which was just for those who were married or in a civil partnership.
Anyone affected in future will be able to make a claim for the bereavement benefits after a change to the law.
Martin Lewis is now reminding those who were previously affected to make a claim as soon as possible.
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Writing in this week's MoneySavingExpert (MSE) newsletter, Martin said: "There's a rapidly approaching deadline to back-claim possibly £10,000s in bereavement support
"The amounts involved can be life-changing."
The MSE founder went on to say that some people have written in to the site to say they have claimed up to £40,000.
He also shared the message in a recent episode of ITV's Martin Lewis Money Show.
He said: "This is really important money for some people in vulnerable positions. This is urgent."
The benefit they can get backdated will depend on when their partner died: before April 6, 2017 and it's Widowed Parent's Allowance, after that date and it's Bereavement Support Payment.
The bereavement support payment is worth up to £3,500, plus £350 a month for 18 months for those eligible.
The amount the payments are worth depends on your circumstances.
Backdating goes as far as August 30, 2018, even if the bereavement was prior to this date.
Campaigners won a change to the law in the High Court and Supreme Court back in August 2018.
The government announced earlier this year that backdated claims could be made after it was passed into law.
The deadline for claiming is February 8, 2024.
After this, no claims for Widowed Parent's Allowance will be accepted.
Claims for Bereavement Support Payment can still be made after this date, but it will be a reduced amount.
Am I owed a bereavement support payment?
To qualify for a payment, claimants must have met the eligibility criteria for either bereavement support payment or widowed parent’s allowance on or after August 30, 2018.
This means those who lost their partner before April 6, 2017, might be able to receive the legacy benefit widowed parent’s allowance, should they be found to have been eligible for this on August 30, 2018.
Similarly, a surviving parent who lost their partner on or after April 6, 2017 may be eligible for its replacement, bereavement support payment - should they have been qualified for this on August 30, 2018.
Keep in mind that the bereavement benefit and amount that people are entitled to will depend on when they lost their partner.
If you receive child benefit you will receive the higher rates but in order to receive the full amount, you must claim within the first three months of your partner's death.
If you are getting bereavement support payment, it won’t affect your other benefits for a year.
How can I claim bereavement support payments?
You can apply for bereavement support payment online, by telephone or by post.
To apply, you’ll need:
- Your National Insurance number
- Your bank or building society account details
- The date your partner died
- Your partner’s National Insurance number
The government launched its online claims form on February 9 on a trial basis - so only a limited number of daily applications can be sent through.
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You can apply for the benefit over the phone by calling the bereavement service helpline on 0800 151 2012.
To apply by post download the bereavement support payment BSP1 form from the government website, fill it in and return it to the address on the form.
You can also join our new Sun Money to share stories and tips and engage with the consumer team and other group members.