POT OF LUCK

We got a letter saying we were owed £17,000 by DWP after following easy Martin Lewis tip – and you could be due cash too

Plus we reveal how you can claim and who is affected

A COUPLE has revealed how a handy Martin Lewis tip helped them get £17,000 they were owed.

During the latest episode of the Martin Lewis Money Show, a viewer got in touch to explain how his wife was returned the cash following an error that affects 100,000s.

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A couple has revealed how a handy Martin Lewis tip helped them get £17,000Credit: ITV

The consumer champion returned to our screens on Tuesday night for his hit ITV show.

He kicked off the programme with successes viewers had written in with after watching his shows.

Trevor sent an email regarding the recent episode about a historic state pension error which saw hundreds of thousands of Brits, mainly women, underpaid.

He wrote in and said: "Following your show about Home Responsibilities, my wife claimed from 2007.

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"Took some time but letter just received informing her that she will receive just under £17,000 plus an increased monthly payment."

Trevor then thanked Martin and the team for raising awareness of the issue.

Speaking live Martin reminded other women aged over 66 in particular to take a look at if they too can claim.

What is Home Responsibilities Protection (HRP)?

FROM 1978 to 2010, protection was provided for parents to avoid gaps in their "qualifying years

This system was then replaced in 2010 by the one we have now, called National Insurance Credits.

Most people got HRP automatically if they were getting child benefit in their name for a child under the age of 16 and they had given the child benefit office their National Insurance (NI) number.

If someone claimed child benefit before May 2000 and did not provide their NI number on the form, it's possible that their credits may not have been transferred to their NI account from the child benefit computer. 

This may affect their pension entitlement and women who are now in their 60s and 70s are most likely to be affected.

If you think you may be entitled, but you have questions, the Pension Service can be reached using the  or by calling 0800 731 0469.

The pension error, which was first revealed in 2022, has seen 210,000 people miss out on retirement money they're entitled to.

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It's understood that 150,000 of those affected by the historic error are still alive and around 60,000 are now deceased.

The DWP estimates that a total of £1.3billion is owed to those affected - that equates to an average amount of £5,000 owed to each individual.

Three key benefits that YOU could be missing out on, and one even gives you a free TV Licence

When the mistake was uncovered the DWP described it as the "second largest" source of errors in state pensions.

Those affected are people who claimed child benefit, largely women who were stay-at-home mums, before May 2000 as they could have gaps in their National Insurance (NI) record which in turn affects the amount of state pension they get.

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The amount of state pension someone gets is based on their NI contributions and the number of "qualifying years" they have.

From 1978 to 2010, protection was provided for parents to avoid these gaps by a system known as Home Responsibilities Protection (HRP) credits.

This system was then replaced in 2010 by the one we have now, called National Insurance Credits.

If someone claimed child benefit before May 2000 and did not provide their NI number on the form, it's possible that their credits may not have been transferred to their NI account from the child benefit computer. 

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This may affect their pension entitlement and women who are now in their 60s and 70s are most likely to be affected.

The DWP has already started sending letters to thousands of people who might have been entitled to HRP between 1978 and 2010 but have no HRP on their NI record.

It expects to send several hundred thousand letters to those affected over the next 18 months.

Where errors are found, NI records will be corrected and the DWP will then recalculate state pensions and pay arrears.

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This could result in increased pension payments as well as a lump sum payment.

Last year, The Sun spoke to Susan Burton, 66, who almost missed out on £50,000 for her retirement because of this error. 

Another lady, 74, has received a £17,000 windfall after falling victim to the error.

It means that finding out if you have been missing out, could mean a big pay day.

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