Stunning looking homes you can buy now for under £100k and you only need a tiny deposit of as little as £4,500
BUYING a house is becoming increasingly expensive and getting on the property ladder is no easy feat.
The average British house price reached a record high of £375,131 in May, according to Rightmove.
And the number of sales agreed during the first four months of the year was 17% higher than for the same period last year.
Prices are much higher in large cities such as London, where the average sold cost of homes in the last 12 months is £719,574.
Typically, you need enough money in the bank for a 10% deposit - at the very least - to buy a property.
This means first-time buyers will need to put down an average of at least £37,513 in the current market to afford their first home.
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But fear not, as we have found six quirky properties on Zoopla that you can buy now with a budget of £100,000 - including one with an asking price of £45,000 and a deposit of £4,500.
Another home is a stunning cottage in Scotland located near a popular village and within walking distance to the beach.
Two-bedroom terraced home in Cornwall - £65,000
The holiday cottage, featuring a bathroom and a reception room, is located a short drive from the popular coastal town of Bude.
The open-plan living and dining area has enough space for a table big enough for a family.
The property is fully equipped and ready for immediate use or letting, according to the Zoopla listing, but is restricted to holiday use only for eight months of the year.
The agent's note on Zoopla says: "The vendor advises the lease and maintenance/service charge is £2,600 in total per annum and is due every March and covers emptying of dustbins, mowing of lawns, CCTV cameras, the provision of electricity etc.
"The current vendor has advised she has paid all charges up to date for this year.
"The Cottage is being sold as seen with all fixtures and fittings. All site fees, tenure information and occupancy details are given as a guide only and should be confirmed by solicitor."
One-bedroom cottage in Highland, Scotland - £80,000
Another property on the market for less than £100,000 is this cottage in Castletown, a village on the north coast of the Highland council area of Scotland, situated near Dunnet Bay.
The home, which consists of combined traditional labourers' cottages dating from the mid-19th century, features one bedroom, one bathroom, and two reception rooms.
Unique features of this home include sash and case windows, timber doors, a wood-burning stove in the living room, a further two cast iron fireplaces in the kitchen/diner.
The property, described as "charming" on the Zoopla listing, also features a traditional Scottish double box bed.
A garden and a timber shed are also included in the sale, the listing adds.
Car parking is available adjacent to the home, which is located a short walk to all the village's amenities.
The listing describes the cottage as "a quirky property, which would be ideal as a holiday rental, or may perhaps appeal to the first-time purchaser" and the listing adds that viewing is highly recommended.
To buy this house, priced at £80,000, you only need a deposit of £8,000.
How to save for your first home
HAVE you ever wondered how first-time buyers manage to go from savers to homeowners?
Getting a foot on the property ladder might seem like a daunting task, but The Sun's My First Home feature allows you to find out exactly what it takes to finally get the keys to your own place.
Leanne Gem managed to buy her £456,000 four-bed house with an "underrated scheme".
Karis Jacobs and her husband George used the 50/50 method to buy their first home just two years after losing their jobs.
Parents Chae and Cem used a "DIY Help to Buy scheme" to buy their £466,000 first home.
Anupam and his wife Shrabanti lost £6,000 free cash when buying their first home - here's how you can avoid it.
Houseboat in Surrey - £99,950
A 50ft Dutch barge has gone up for sale with an asking price of £99,950 - and you would need a deposit of £9,995.
The houseboat, currently on a mooring in Chertsey, Surrey, was constructed in 1904 and was first registered in 1907 in Groningen, Netherlands.
It is 12ft wide and features a kitchen with gas hobs and oven/grill, a lounge area with a wood-burning stove, and a bedroom with a double bed and fitted shelving/rails.
Other features include a compost toilet, shower, sink, and washing machine.
The barge has a current boat safety certificate until June 28, 2025, and was last out of the water in May 2013 for a full survey.
However, you should be aware of the risks associated with living in a houseboat, as last month a couple revealed their home sank just weeks after they moved in.
Keith Gray and Niall Senior used their life savings to buy the refurbished boat, which had a beautiful oak kitchen, green marble bathroom and even a sauna.
But in January 2024 their dream ended in tears when the vessel and all their worldly possessions ended up at the bottom of a Manchester canal.
Appearing on the BBC’s Rip Off Britain, Keith said: “It just feels like a complete nightmare, but the nightmare is real. Actually the time we did spend on the boat, that's almost a dream that’s long gone.”
Two-bedroom semi-detached house in Aberdeenshire - £100,000
With a budget of £100,000 and a deposit of £10,000, you could become the new owner of this stunning two-bedroom semi-detached cottage in the old fishing village of Gardenstown in Aberdeenshire, northeastern Scotland.
The property, located within walking distance of the harbour and Gardenstown beach, "would make the ideal holiday let", according to the Zoopla listing.
There is one bathroom in the cottage and the furnishings are modern, as images from the estate agent show.
Aberdeen is just 50 miles away and thanks to the location of the home, the new owners will have access to woodlands to go for walks.
Two-bedroom barn conversion in Cumbria - £89,500
This two-bedroom ground-floor house located in the picturesque town of Brampton, Cumbria, is on the market for £89,500 - and a 10% deposit would be £8,950.
It features one bathroom and one reception, and the location is described on Zoopla as "perfect for those seeking a tranquil lifestyle."
A note on the listing says that all purchasers must be over 55 years old.
The listing adds: "Brampton itself is a delightful town with a rich history and a strong sense of community.
"Nearby, you'll find a range of amenities including shops, cafes, and restaurants, providing everything you need right at your doorstep.
"For nature lovers, the stunning countryside of Cumbria is just a short drive away, offering endless opportunities for outdoor activities and exploration."
Beach hut in West Sussex
If you are looking to buy a beach hut in a sought-after location, this tiny property in Worthing, West Sussex, might be the one for you.
With a guide price of £45,000 and a small deposit of £4,500, this "beautifully decorated" beach hut could become yours.
The hut's measurements are 9'7 x 6'7, and the doors open out onto the south-facing terrace with spectacular panoramic uninterrupted sea views, the listing says.
There are approximately 96 years remaining on the lease and no other associated costs "unless of course the buyer wishes to take out their own insurance", the listing adds.
Parking is available at the rear of the hut and public toilets are just a short walk away.
The listing says: "The property is ideally located for Bluebird cafe and walks along the Rife and South Ferring village.
"All enquiries are to the seller's sole agents and viewings are available by request."
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However, beach hut regulations change depending on the location, as usually while a chalet has a licence to be slept in overnight, a hut doesn't.
Finding out if you can sleep in a beach hut is usually straightforward and you would need to contact your local council to find out.
Do you have a money problem that needs sorting? Get in touch by emailing money-sm@news.co.uk.