HELPING HAND
Extra payments worth up to £434 a month available for 14 hearing problems – check if you’re eligible
If you have a hearing condition you could be entitled to cash
THOUSANDS of people with hearing problems could be missing out on payments worth up to £434 a month.
Attendance allowance is available to help people with a disability severe enough that they need someone to help look after them, including those with hearing problems.
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In total, 56 health conditions, including deafness, could make you eligible for the payments as long as you've reached the State Pension age (66).
Hearing loss affects one in three adults and the Royal National Institute for Deaf People (RNID) estimates that there are 18million people in the UK who are deaf, and have hearing loss or tinnitus.
However, attendance allowance has the lowest uptake and highest rate of underpayment of all benefits, according to the Department for Work and Pensions (DWP).
Just 1.6million people are receiving attendance allowance across all disabilities, according to the department’s latest statistics.
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And financial expert Martin Lewis has estimated a further 1.1million may be eligible.
Attendance allowance is paid at two rates, depending on the level of support the applicant needs.
The lower rate, for those requiring frequent help or constant supervision during the day, or supervision at night, stands at £72.65 a week.
The higher rate, for those who require help or supervision throughout both day or night or who a medical professional has said may have 12 months or less to live, is £108.55 a week.
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What are the different types of pensions?
Attendance allowance is a means-tested benefit and covers some 56 health conditions, although the list is not considered conclusive, and payments are based on support needed.
There are 14 hearing conditions that are frequently considered, although there will be more too. They are:
- Chronic secretory otitis media
- Chronic suppurative otitis media
- Conductive hearing loss - Other causes/type not known
- Conductive hearing loss due to Trauma
- Mastoiditis
- Otitis externa - chronic
- Otosclerosis
- Deafness - congenital
- Labyrinthitis
- Menieres disease
- Presbyacusis
- Sensorineural hearing loss - Other causes/type not known
- Sensorineural hearing loss due to Trauma
- Mixed hearing loss
The RNID said: “If you are deaf or have hearing loss, you may be able to claim attendance allowance if you need help to communicate with other people.
"It doesn’t matter if you do not currently get this help, as long as you can show you need it.”
What is attendance allowance?
Attendance allowance helps with extra costs if you have a disability severe enough that you need someone to help look after you.
It's paid at two different rates and how much you get depends on the level of care that you need because of your disability.
Those eligible for the full amount could get up to £4,884 a year.
Who can claim attendance allowance?
You can get attendance allowance as long as you've reached state pension age (66) and the following applies:
- You have a physical or mental disability or both
- Your disability is severe enough for you to need help caring for yourself
- You have needed that help for at least six months (unless you’re terminally ill)
There are 56 categories of medical conditions you can claim with, including:
- Arthritis
- Spondylosis
- Back pain
- Disease of muscles, bones or joints
- Trauma to limbs
- Blindness
- Deafness
- Heart disease
- Chest disease
- Asthma
- Cystic Fibrosis
- Cerebrovascular disease
- Peripheral vascular disease
- Epilepsy
- Neurological diseases
- Multiple sclerosis
- Parkinsons disease
- Motor neurone disease
- Chronic pain syndromes
- Diabetes mellitus
- Metabolic disease
- Traumatic paraplegia/tetraplegia
- Major trauma
- Learning difficulties
- Psychosis
- Psychoneurosis
- Personality disorder
- Dementia
- Behavioural disorder
- Alcohol and drug abuse
- Hyperkinetic syndrome
- Renal disorders
- Inflammatory bowel disease
- Bowel and stomach disease
- Blood disorders
- Haemophilia
- Multi-system disorders
- Multiple allergy syndrome
- Skin disease
- Malignant disease
- Severely mentally impaired
- Double amputee
- Deaf/blind
- Haemodialysis
- Frailty
- Total parenteral nutrition
- AIDS
- Viral disease - Coronavirus covid-19
- Viral disease - precise diagnosis not specified
- Bacterial disease – Tuberculosis
- Bacterial disease – precise diagnosis not specified
- Protozoal disease – Malaria
- Protozoal disease – other/precise diagnosis not specified
- Infectious diseases - other/precise diagnosis not specified
- Cognitive disorder - other/precise diagnosis not specified
- Terminally ill
To get the benefit, you must have been in Britain for at least two of the last three years, unless you’re a refugee or have humanitarian protection status.
If you live in a care home and pay for all the costs yourself, you'll still be able to claim attendance allowance.
How much is attendance allowance?
The lower rate is worth £72.65 a week, while the higher rate comes in at £108.55 a week.
Over a whole year, the higher rate benefit adds up to £5,644.60 a year - which works out at £434 every four weeks.
If you are entitled to the lower amount, you could be missing out on £3,268.80 a year, or £251.40 every four weeks.
The difference between is £1,615.20.
If you receive the lower rate, you are entitled to frequent help or constant supervision during the day, or supervision at night.
On the higher rate, you will get help or supervision throughout the day and night.
You are also entitled to this if a medical professional has said you might have 12 months or less to live.
How do I claim attendance allowance?
To apply, you'll need to download the attendance allowance form on the Gov.UK website and then send it by post.
It should be sent to the following address: Attendance Allowance Unit, Mail Handling Site A, Wolverhampton WV98 2AD.
If you're unable to print the form yourself, you can call the attendance allowance helpline on 0800 731 0122 and ask for a copy to be sent to you.
It's worth applying, as you may get extra pension credit, housing benefit or a council tax reduction if you receive attendance allowance.
The application form is very long and asks for a lot of personal information.
If you think you'll need help filling in the form, you should get a friend, relative or adviser to help you complete it if possible.
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Entitledto has a full list of organisations that can help with claiming disability benefits on its website.
If you want to know if you are receiving the right amount of benefits, you can a number of online calculators including on the Entitledto and Turn2us websites.
Are you missing out on benefits?
YOU can use a benefits calculator to help check that you are not missing out on money you are entitled to
Charity works out what you could get.
Entitledto's determines whether you qualify for various benefits, tax credit and Universal Credit.
MoneySavingExpert.com and charity StepChange both have benefits tools powered by Entitledto's data.
You can use to determine which benefits you could receive and how much cash you'll have left over each month after paying for housing costs.
Your exact entitlement will only be clear when you make a claim, but calculators can indicate what you might be eligible for.
Do you have a money problem that needs sorting? Get in touch by emailing [email protected].
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