SUN SAVERS

Five savvy ways to start planning & saving for Christmas now

Plus, how to catch the rest of the footie on an HD Ready Smart TV

IT may be summer, but the Christmas countdown is on.

With less than six months until the big day, it makes sense to start budgeting now to ease the festive financial pinch.

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Five savvy ways to start planning for Christmas now

Here’s how . . . 

GET PREPPED: Work out how much you might need to spend for this year’s festive season, including gifts, decorations and food.

Divide the total amount by the number of weeks left until Christmas — 25 — to determine how much you need to save each week.

A clear budget can help you see how much you need to save.

MAKE A SAVING: Consider opening a separate savings account specifically for Christmas expenses and transfer a set amount per month to save.

You can even start putting any loose change you get into a hidden-away jar.

Even small amounts deposited regularly can add up significantly over time, helping you reach your savings goal by Christmas.

POTS OF GOLD: Check your bank account or banking app to see if you can set up a “round-up pot”.

You could use the Chase banking app, which rounds up your purchases to the nearest pound then saves the extra money separately, with a handy five per cent interest rate.

EARN SOME DOSH: Setting aside cash is difficult right now, so you could try getting savvy and setting yourself the goal of selling one item a month online, then putting the proceeds towards your Christmas budget.

Mum Declutters Children's Toys: Controversial or Genius?

PRESENT STASH: Besides your Christmas budget, make a list of everyone you will want to buy gifts for this year.

There are some great summer sales on at the moment, so it’s a good time to pick up cheaper gifts, as long as you can afford it now and have a place to hide them.

Check out the Argos sale for discounts on everything from Lego to bikes, or check out The Entertainer (thetoyshop.com) for up to 50 per cent off LOL Surprise!, Barbie and Little Tikes toys.

  • All prices on page correct at time of going to press. Deals and offers subject to availability.

Deal of the day

Ao.com
Save £41 on this Hisense A4K 32in HD Ready Smart TV

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Cheap treat

Asda
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A tub was £5.35 but is now £3.75 at Asda.

SAVE: £1.60

What's new?

SLIP into a pair of new shoes as the Office summer sale has started.

Save big on Dr Martens sandals and Nike Air Force trainers, plus Crocs.

This pair was £50, now £35.

Top swap

M&S
Update your summer wardrobe with a straw tote bag for £45 at M&S

Matalan
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SAVE: £34.50

Little helper

TOP up your make-up bag at cultbeauty.co.uk as new customers get 15 per cent off their first haul when spending £25 or more. Use the code FIRST15 at the check-out.

Shop & save

Currys
Save £10 on this TOWER XEC20 Plus T513005 bagless vacuum cleaner at currys.co.uk

CLEAN up your act – the TOWER XEC20 Plus T513005 bagless vacuum cleaner is now reduced, usually £44.99, now £34.99 at currys.co.uk.

SAVE: £10

Hot right now

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Join thousands of readers taking part in The Sun Raffle

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