Best packaged bank accounts – how to get breakdown, travel and mobile phone insurance worth £600 for £156 a year

FANCY getting your travel, car and mobile phone insurance from your bank?

Well with packaged accounts, you can get all this and more - if you use them properly.

The Sun takes a look at the best accounts on the market.

What are packaged bank accounts?

Packaged accounts do exactly what your usual current accounts do - except they offer a range of extras and services thrown in on top.

So for example, you might get travel and breakdown insurance thrown in as part of the deal, or in some cases an interest-free or cheaper overdraft.

You have to pay a monthly fee to get these benefits but the idea is the perks all come in one handy bundle via your account.

On top of that, the insurance you get with the account might be pretty basic, so make sure the policy will cover you for everything you need - otherwise you could be let down at your time of need.

And while many Brits have enjoyed the benefits a package account brings, lots of bank customers were mis-sold them too.

What are some of the best package accounts on the market?

Here are some of the leading packaged accounts on the market.

Remember to make sure that the one you go for offers value for money for services you actually need and that you're completely clear about the policy exclusions.