HOUSE THAT

Young couple moved into new build 3-bed house six months ago but builders are still fixing faults

Natasha Paul, 21, and Marcus Healey, 24, picked up the keys to their new property in Sherbourne in December last year

A YOUNG couple from Dorset moved into their new-build three bed house seven months ago but the builders are still not quite finished. 

Natasha Paul, 21, and Marcus Healey, 24, picked up the keys to their new house in Sherbourne, Dorset in December last year.

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Natasha Paul and Marcus Healey put down a £12,000 deposit for their three-bed houseCredit: �BNPS

Since then the builders still have a set of keys and pop back to fix faults, such as a dodgy radiator or cracks in their walls.

But as the couple have a two year guarantee from the building firm on the property it doesn't cost them a penny extra.

And although they don't regret anything, the pair still can't wait for it all to be finished.

Every week we nose around a first-time buyers' pad - cribs style - in our My First Home series.

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First things first, what's your house like and how much did you pay for it?

It's a new build semi-detached with three bedrooms in Sherbourne, Dorset.

We bought the house for £232,955 and we needed a 5 per cent deposit which was £12,000 between us.

Natasha says that the inside to the boiler cupboard is 'tatty and gross' and in need of fixing
They needed to wait for the garden to dry out after it flooded before putting the grass downCredit: �NatashaPaul
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We pay £680 a month for our mortgage which is what we would have spent on rent around here anyway.

We've got a small garden at the front and decent size one around the back - although we can't really use it yet because we're only just putting the turf down.

We've been here for about seven months now and we love it.

How much did you have to save and how did you do it?

To be honest with you, we weren't very prepared. We didn't have any savings so we really were starting from scratch.

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I earned about £1,400 a month and I would put away £750 into savings. It was so tough.

We both opened a Help To Buy ISA, but we could only put a maximum of £200 into it each month.

Over the seven months, I managed to save about £1,600 in that account so the government topped it up £400 and Marcus managed about the same.

The couple weren't keen on renting because they wanted somewhere that would let them have petsCredit: �BNPS
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The house cost them £232,955 and they got the keys in December last year
Even though the house is a new build there are still some teething problemsCredit: �BNPS
The house has two double rooms and a single room

We also had another ordinary current account that we topped up with the left over savings - so around £550 each.

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We lived with Marcus' parents and we didn't really have to pay any rent because they knew we were saving to move out.

But after I'd paid for my car which is on finance and the insurance, I was left with about £100 to £200 to live on every month.


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It was hardwork and I just had to keep on reminding myself what it was for. I wouldn't do it again if I had to.

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My mates were going out and then there was the girls holiday which I knew I couldn't afford to go on so I missed out.

How did you decide on location and what made you go for a new build?

Marcus is from Sherborne and I'm from the next town along. We both work in Yeovil which is only a 20 minute drive away.

He works for the waterboard and I work at a logistics company.

We were initially looking to rent and then we saw this development being built and thought we'll just have a look.

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There was nothing here, just a show home that turns out is nothing like ours.

Natasha said they upgraded the kitchen to get glossy doors and nicer modificationsCredit: �BNPS
The third bedroom is a single roomCredit: �BNPS
It will take the couple four years to pay off the sofaCredit: �BNPS
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At first Natasha and Marcus were looking to rent but they realised they could afford a house on the same monthly budgetCredit: �BNPS
There are only eight houses that are complete on the development with another 66 to goCredit: �BNPS

We sat down with the developers and they worked out the numbers for us and we realised we could afford if we used the Help to Buy scheme which we couldn't have used on an old house.

We didn’t really want to rent as we didn’t feel like it would get us anywhere. And we wanted a dog which we weren't really going to be able to do if we rented.

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Marcus' parents bred Labradors last summer and on the day we completed we celebrated by buying one of them, Dexter!

I love my kitchen, we upgraded to get glossy doors and it's a real country house, so we splashed out a bit there.

We’ve had mates over for takeaways but I’m a bit precious - it’s got cream carpets.

Does it bother you that you're living on a building site?

Not really because we were expecting it. When we first put the money down, there was absolutely nothing here and now there are only eight and there's going to be 66 on the development.

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We don't really see too much of it although we did get woken up on a few Saturday mornings. There's about another year to go.

Has moving in gone as smoothly as you'd hoped?

We've had quite a few teething problems which is really winding me up now considering how much money we've put into it.

They used Help To Buy ISAs to get on the property ladderCredit: �BNPS
They have been living in the house for seven months now but the builders still need to pop over and fix thingsCredit: �BNPS
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The couple bought most of their furniture on finance

Our boiler in the kitchen is tatty and gross and our garden floods so we've had to wait for it to dry out before we put grass on it.

Our toilet didn't work either so the plumber had to come and fixed it, the radiator broke so they came and fixed that too.

There's a two year guarantee on the house so the builders will come and fix it but it's been seven months now and they still have the key to our house to do bits and pieces.

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It's so frustrating but hopefully it will all be done soon.

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How about furniture? How much did you spend on filling the house?

A lot of our stuff is on finance. We'd managed to save the deposit in seven months but we didn't have any other savings and no money to buy it all.

Marcus bought the bed himself because he wanted a flash one but I see the rest of it as an investment really.

We had to pay for the carpet up front but we're paying around £45 a month for the sofa and £40 for the table.

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