SUN SAVERS

Manage the cost of Christmas with our readers’ savvy budgeting hacks — plus win £27k towards your wedding

We spend an average of £500 per household on Christmas, with many relying on credit or struggling to cover the cost out of a single pay packet

WE’RE now into our festive countdown, helping you save now to avoid feeling the pinch later.

We spend an average of £500 per household on Christmas, with many relying on credit or struggling to cover the cost out of a single pay packet.

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Start saving for Christmas now with our savvy budgeting hacksCredit: Getty - Contributor

Today, some of our savvy Sun Savers are on hand to share their budgeting hacks . . .

SUE SMITH, from Milnthorpe, Cumbria, says: “For many years, I have saved £1 per day into a money box and this has paid for most of what I need for Christmas, with some left to spare for the big food shop. I don’t really notice the extra expense and it soon accumulates.”

RUTA STANKEVICIENE, from Bury St Edmunds, Suffolk, says: “I save my Nectar points to use at Argos because they usually have a three-for-two deal on toys in the run-up to Christmas. It really helps me with the cost.”

SHARON ADAMS, from Midsomer Norton, Somerset, says: “When I use a money-off voucher, I put the saving in a jar then use it for Christmas. For example, when a supermarket sends me a voucher for £6 off a £40 online shop, I put that £6 in the jar.”

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instead of a Balenciaga pair for £595.
SAVE: £476

Reader's saving tip

SHEILA TOLLEY, from Bradford, says: “Don’t throw away your hummus and other dip pots – wash them out and save them. They make great stackable food storage for your freezer.”

  • Upload your hints at and get 28 codes, worth £5, if we print yours. Please include your name and town.

Deal of the day

and enter your TEN Sun Savers codes. Lastly, go to the “Win A Year’s Mortgage with Habito” page in “Offers” and click “Enter” by midnight on Monday, October 8.

A recent study by Habito found 58 per cent of British homeowners could save on average £294 a month (that’s £3,528 per year) by switching to a better mortgage. To find out more, visit .

Not a Sun Savers member? Go to sunsavers.co.uk or download the Sun Savers app to get involved.

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