HANG UP

New Highway Code rule means drivers must change how they listen to music or risk £200 fine

MOTORISTS are being warned to gear up for tougher rules on mobile phone use when driving.

Texting or making phone calls while driving is already illegal, with a £200 fine attached, but the government is introducing new rules to close grey areas when it comes to music streaming and taking photos.

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Drivers are four times more likely to have an accident while driving if on their phone,Credit: Alamy

Driving with a mobile phone was banned in 2003 except for when using a hands-free device.

But there has always been a "legal loophole" when using a phone to scroll through music playlists or take pictures or video on your phone while driving as they are not explicitly banned in The Highway Code.

Here is what you need to know.

What is the current law on using a mobile phone when driving?

Talking and texting on a mobile phone while driving has been banned for almost two decades.

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The only exceptions are if there is an emergency.

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It is still legal to use a mobile phone on a hands-free device.

You can also use the satnav on your phone as long as the device is secured separately in your car and you don't touch it.

What is changing?

Police will be able to prosecute drivers for using their phone at the wheel in any circumstance.

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has also warned that there may be insurance implications if caught driving while on your phone.

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It said: "If you’re a new driver who’s passed your test within the last two years, you’ll automatically lose your licence.

"Later on, when it comes to renewing your car insurance, you might see a hefty increase in your premiums.

"If you’re involved in an accident while you’re using your phone, you’ll find that your insurance provider might not cover you. So, even putting aside the risk to your own life and the lives of others, it could prove to be expensive for you, too.

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