The little-known iPhone setting that saved me from a refund nightmare – take note next time you shop with Apple Pay

APPLE Pay users have been warned to watch out when seeking a refund for goods they've purchased after a shopping spree.

The popular platform is used by millions across the globe to quickly buy stuff.

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But be careful when trying to get a refund, as I recently found out first hand with a trip to Primark.

Not everyone is aware of how Apple Pay works - and it could mean you're refused a refund as a result.

Aside from your receipt, you obviously need the original payment method to receive a refund.

The cashier will check that the last four digits match what's on your receipt.

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This will show the Apple Pay card number, not your credit card or debit card number.

"That's not the same card number, I can't issue you a refund," I was told.

It was only after that I found out about a little-known setting that can help you out.

The setting shows you the Apple Pay card number alongside the credit / debit card number to show the in-store employee and get your refund.

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How to get a refund on Apple Pay

Go to the Wallet app on your iPhone.

Select the card you wish to use for a refund.

Tap the three-dot menu icon in the top right.

Then choose Card Details.

Look for Card Number, which is your credit / debit card number.

And further down, Apple Pay, which is another 4-digit number.

Show this to the cashier and you should finally be able to get your refund.

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